Your Financial
Partner for Wealth
Creation
Providing essential high-quality products and services for wealth and job creation through mobilizing savings and offering credit services.
Compliance
SASRA Regulated
You, our Concern
Our Vision
To be the leading SACCO in East Africa in provision of quality and affordable financial services.
We aspire to set the standard for financial cooperatives across the region.
Our Mission
To provide essential high-quality products and services to our members and clients for wealth and job creation by mobilizing savings and offering credit services to ensure their economic and social prosperity.
To assure safety of members' funds, offer quality and affordable financial services in a professional manner and in accordance with acceptable standards.
Financial Solutions for Your Success
Comprehensive financial services designed to support wealth creation and economic prosperity for our members.
Savings Accounts
Secure and grow your wealth with our flexible savings accounts designed for East African communities.
- Account opening in 10 minutes
- Competitive interest rates
- Easy access to funds
Credit Facilities
Access affordable loans with quick processing times to meet your personal and business needs.
- Normal Loan: 5 days
- Emergency Loan: 1 day
- Advance Loan: 1 day
Money Transfers
Fast and secure internal and external money transfers to keep your finances moving.
- Internal transfers same day
- External transfers within an hour
- Salary processing available
Ready to Join Yamarech Ethiopia SACCO?
New member registration completed the same day. Start your journey to financial prosperity.
Loan Processing Times
We understand the importance of timely financial support. Our efficient processes ensure quick disbursement.
For urgent financial needs
Quick access to funds
Depending on amount
Standard processing
Depending on loan type
| Loan Type | Processing Time | Details |
|---|---|---|
Emergency Loan | 1 Day | For urgent financial needs |
Advance Loan | 1 Day | Quick access to funds |
Material Loan | 3-14 Days | Depending on amount |
Normal Loan | 5 Days | Standard processing |
Refinance Loan | Varies | Depending on loan type |
Core Values That Guide Us
Our vision and mission are achieved through embracing these fundamental values that define who we are.
Customer Focus
Committed to achieving the highest levels of customer satisfaction through continuous improvement of products and services.
Integrity
Upholding the highest ethical standards, demonstrating honesty and fairness in all operations with transparency and accountability.
Teamwork
Fostering collaboration among staff, board members, and stakeholders to enhance achievement of our mission and objectives.
Innovation
Encouraging creative and innovative approaches to addressing ever-changing customer needs and market demands.
Professionalism
Upholding professional and personal standards while ensuring provision of high-quality products and services.
Customer Service Charter
This Customer Service Charter marks an important milestone in AE SACCO Society's commitment to excellence in service delivery. It is our promise to offer excellent service to all customers and stakeholders.
Services Completed Within 10 Minutes
- Account opening
- Cheque deposits
- General inquiries
- Cash deposits
- Over the counter withdrawals
Visit Us
Attend to you within 5 minutes
We value your time and ensure prompt attention upon arrival.
Call Us
Answer within the 2nd ring
Our phone lines are always ready to serve you.
Email Us
Response within 2 hours
Complete resolution within 24 working hours (3 days).
Social Media
Response within 24 hours
We monitor all channels to address your concerns.
Complaint Resolution
We acknowledge complaints within 6 hours and resolve within 24 working hours (3 days).